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24px;font-size:1.1rem;font-weight:700}.hdContactButtons{flex-wrap:wrap;justify-content:center;gap:14px;display:flex}.hdContactPhone{color:#06203d;background:#fff;border-radius:12px;align-items:center;gap:8px;padding:14px 28px;font-size:.9rem;font-weight:700;transition:box-shadow .15s;display:inline-flex;box-shadow:0 1px 3px #0f172a0f,0 4px 16px #0f172a0f}.hdContactPhone:hover{box-shadow:0 2px 6px #0f172a14,0 8px 24px #0f172a1a}.hdContactPage{color:#fff;background:#06203d;border-radius:12px;align-items:center;padding:14px 28px;font-size:.9rem;font-weight:700;transition:background .15s;display:inline-flex}.hdContactPage:hover{background:#0b3554}.epcInfo{background:#f8fafc;padding:0 0 80px}.epcBandsCard{background:#fff;border-radius:20px;margin-top:32px;padding:36px 32px;box-shadow:0 1px 3px #0f172a0a,0 12px 40px #0f172a12}.epcBandsHeading{color:#06203d;letter-spacing:-.01em;margin:0 0 24px;font-size:1.15rem;font-weight:800}.epcBandsGrid{flex-direction:column;gap:8px;display:flex}.epcBand{background:color-mix(in srgb, var(--band-colour) 8%, transparent);border-left:4px solid var(--band-colour);border-radius:10px;align-items:center;gap:16px;padding:12px 16px;display:flex}.epcBandLetter{background:var(--band-colour);color:#fff;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;width:38px;height:38px;font-size:1.1rem;font-weight:800;display:flex}.epcBandInfo{flex-direction:column;display:flex}.epcBandInfo strong{color:#06203d;font-size:.88rem;font-weight:700;line-height:1.3}.epcBandInfo span{color:#64748b;font-size:.78rem;line-height:1.35}.calcSection{background:#f8fafc;padding:0 0 64px}.calc{border-radius:20px;overflow:hidden;box-shadow:0 1px 3px #0f172a0a,0 12px 40px #0f172a12}.calcTabs{background:#e9ecf1;display:flex}.calcTab{font:inherit;color:#64748b;cursor:pointer;background:0 0;border:none;flex:1;padding:16px 20px;font-size:.9rem;font-weight:600;transition:background .15s,color .15s}.calcTabActive{color:#fff;background:#06203d}.calcBody{grid-template-columns:2fr 3fr;display:grid}.calcInputs{background:#fff;padding:36px 32px}.calcInputsHeading{color:#06203d;margin:0 0 28px;font-size:1.1rem;font-weight:800}.calcField{margin-bottom:22px}.calcField:last-child{margin-bottom:0}.calcFieldHeader{justify-content:space-between;align-items:baseline;margin-bottom:8px;display:flex}.calcField label{color:#334155;margin-bottom:8px;font-size:.88rem;font-weight:600;display:block}.calcFieldHeader label{margin-bottom:0}.calcFieldValue{color:#f97316;font-size:.88rem;font-weight:700}.calcField input[type=range]{accent-color:#f97316;width:100%;margin:0}.calcField select{width:100%;font:inherit;color:#0f172a;appearance:none;background:#fff url("data:image/svg+xml,%3Csvg width='12' height='8' viewBox='0 0 12 8' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1.5l5 5 5-5' stroke='%2394a3b8' 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24px;font-size:1.1rem;font-weight:800;position:relative}.calcResultsGrid{grid-template-columns:1fr 1fr;gap:12px;margin-bottom:28px;display:grid;position:relative}.calcResultCard{background:#ffffff0f;border:1px solid #ffffff14;border-radius:14px;padding:18px 16px}.calcResultCard strong{color:#fff;margin-bottom:4px;font-size:1.3rem;font-weight:800;line-height:1.25;display:block}.calcResultCard span{color:#ffffff73;font-size:.78rem;line-height:1.4;display:block}.calcResultsCta{justify-content:center;width:100%;position:relative}.calcDisclaimer{color:#ffffff4d;text-align:center;margin:16px 0 0;font-size:.72rem;line-height:1.5;position:relative}.finCalcBody{grid-template-columns:2fr 3fr}.finTypeOptions{flex-direction:column;gap:8px;display:flex}.finTypeBtn{cursor:pointer;font:inherit;text-align:left;background:#fff;border:1px solid #e2e8f0;border-radius:10px;flex-direction:column;align-items:flex-start;padding:12px 14px;transition:border-color .15s,background .15s;display:flex}.finTypeBtn strong{color:#06203d;font-size:.88rem;font-weight:700;line-height:1.3}.finTypeBtn span{color:#94a3b8;font-size:.75rem;line-height:1.3}.finTypeBtnActive{background:#f0f4f8;border-color:#06203d}.finTypeBtnActive strong{color:#06203d}.finHighlight{text-align:center;background:#ffffff0f;border:1px solid #ffffff14;border-radius:16px;margin-bottom:16px;padding:24px 20px;position:relative}.finHighlightLabel{color:#ffffff80;text-transform:uppercase;letter-spacing:.04em;margin-bottom:6px;font-size:.78rem;font-weight:600;display:block}.finHighlightValue{color:#f97316;letter-spacing:-.02em;margin-bottom:4px;font-size:2.4rem;font-weight:800;line-height:1.15;display:block}.finHighlightSub{color:#fff6;font-size:.78rem;display:block}.finNotice{color:#ffffff59;background:#ffffff08;border:1px solid #ffffff0f;border-radius:10px;margin-bottom:20px;padding:14px 16px;font-size:.75rem;line-height:1.6;position:relative}.roiCalcBody{grid-template-columns:2fr 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0;border:none;padding:5px 14px;font-size:.72rem;font-weight:600;transition:background .15s,color .15s}.roiChartToggleBtn+.roiChartToggleBtn{border-left:1px solid #ffffff1f}.roiChartToggleActive{color:#fff;background:#ffffff1a}.roiChart{align-items:flex-end;gap:3px;height:120px;padding-bottom:20px;display:flex;position:relative}.roiChartBar{flex-direction:column;flex:1;justify-content:flex-end;align-items:center;height:100%;display:flex;position:relative}.roiChartFill{border-radius:3px 3px 0 0;width:100%;min-height:2px;transition:height .25s}.roiChartFillPos{background:linear-gradient(#fb923c,#f97316)}.roiChartFillNeg{background:#ffffff1f}.roiChartLabel{color:#ffffff59;font-size:.62rem;position:absolute;bottom:-18px}.roiLineChartWrap{padding-bottom:24px;position:relative}.roiLineChart{width:100%;height:140px;display:block}.roiLineLabels{height:16px;margin-top:6px;position:relative}.roiLineLabels span{color:#ffffff4d;font-size:.62rem;position:absolute;transform:translate(-50%)}.roiChartBreakeven{color:#f97316;white-space:nowrap;background:#f973161a;border-radius:6px;padding:3px 10px;font-size:.68rem;font-weight:600}.roiMilestones{grid-template-columns:repeat(4,1fr);gap:10px;margin-bottom:24px;display:grid;position:relative}.roiMilestone{text-align:center;border-radius:10px;padding:12px 10px}.roiMilestonePos{background:#f9731614;border:1px solid #f9731626}.roiMilestoneNeg{background:#ffffff0a;border:1px solid #ffffff14}.roiMilestoneYear{color:#ffffff73;margin-bottom:2px;font-size:.68rem;font-weight:600;display:block}.roiMilestone strong{color:#fff;font-size:.88rem;font-weight:800}.roiMilestoneNeg strong{color:#ffffff80}.roiActions{gap:12px;display:flex;position:relative}.roiActionsBtn{flex:1;justify-content:center}.roiActionsSec{color:#ffffffd9;background:#ffffff0f;border-color:#ffffff26}.roiActionsSec:hover{background:#ffffff1a;border-color:#ffffff47}.roiFeatureStrip{background:#fff;border-bottom:1px solid #e9ecf1;padding:20px 0}.roiFeatureStripInner{flex-wrap:wrap;justify-content:center;gap:12px 28px;display:flex}.roiFeatureItem{color:#475569;white-space:nowrap;align-items:center;gap:7px;font-size:.82rem;font-weight:500;display:inline-flex}.finProcess{background:#f8fafc;padding:80px 0 72px}.finProcessGrid{grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:32px;display:grid}.finProcessCard{text-align:center;background:#fff;border-radius:16px;padding:32px 24px;box-shadow:0 1px 2px #0f172a0a,0 8px 28px #0f172a0f}.finProcessNum{color:#e2e8f0;margin-bottom:16px;font-size:2.4rem;font-weight:900;line-height:1;display:block}.finProcessTitle{color:#06203d;margin:0 0 10px;font-size:1.05rem;font-weight:800}.finProcessDesc{color:#64748b;margin:0;font-size:.88rem;line-height:1.65}.finProcessLegal{color:#94a3b8;text-align:center;margin:0;font-size:.75rem;line-height:1.5}.statsBand{background:#051b32;border-top:1px solid #ffffff0f}.statsGrid{grid-template-columns:repeat(4,1fr);gap:24px;padding:44px 0;display:grid}.statItem{text-align:center;flex-direction:column;align-items:center;gap:6px;display:flex}.statIcon{width:22px;height:22px;margin-bottom:4px}.statValue{color:#fff;letter-spacing:-.02em;font-size:1.6rem;font-weight:800;line-height:1.2}.statLabel{color:#ffffff80;letter-spacing:.01em;font-size:.82rem;font-weight:500}.solutions{background:#f8fafc;padding:80px 0 88px}.solIntro{text-align:center;max-width:640px;margin:0 auto 56px}.solBadge{color:#475569;background:#fff;border:1px solid #e2e8f0;border-radius:999px;align-items:center;margin-bottom:20px;padding:5px 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span{color:#ffffff4d;letter-spacing:.02em;font-size:.8rem;font-weight:500}.solCardImageBadge{-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);color:#fff;background:#ffffff1f;border:1px solid #ffffff26;border-radius:999px;padding:6px 16px;font-size:.78rem;font-weight:600;position:absolute;bottom:20px;left:20px}.solCardBody{flex-direction:column;justify-content:center;padding:44px 40px;display:flex}.solCardIconWrap{background:#fff7ed;border-radius:12px;justify-content:center;align-items:center;width:44px;height:44px;margin-bottom:20px;display:flex}.solCardTitle{color:#06203d;letter-spacing:-.01em;margin:0 0 14px;font-size:1.45rem;font-weight:800}.solCardText{color:#64748b;margin:0 0 24px;font-size:.95rem;line-height:1.7}.solBullets{grid-template-columns:1fr 1fr;gap:10px 24px;margin-bottom:28px;display:grid}.solBullets ul{flex-direction:column;gap:10px;margin:0;padding:0;list-style:none;display:flex}.solBullets li{color:#334155;padding-left:20px;font-size:.88rem;line-height:1.45;position:relative}.solBullets li:before{content:"";background:#f97316;border-radius:50%;width:8px;height:8px;position:absolute;top:5px;left:0}.solCardBtn{color:#fff;background:#06203d;border-radius:12px;justify-content:center;align-self:flex-start;align-items:center;padding:14px 28px;font-size:.9rem;font-weight:700;transition:background .15s;display:inline-flex}.solCardBtn:hover{background:#0b3554}.tools{background:#f0f4f8;padding:80px 0 88px}.toolsIntro{text-align:center;max-width:640px;margin:0 auto 52px}.toolsGrid{grid-template-columns:repeat(4,1fr);gap:20px;display:grid}.toolCard{background:#fff;border-radius:16px;flex-direction:column;padding:28px 24px 32px;display:flex;box-shadow:0 1px 2px #0f172a0a,0 8px 28px 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32px;font-size:1.02rem;line-height:1.65}.ctaPanelActions{flex-wrap:wrap;justify-content:center;gap:16px;margin-bottom:28px;display:flex}.ctaPanelSecondary{color:#ffffffd9;background:#ffffff0f;border-color:#ffffff2e}.ctaPanelSecondary:hover{background:#ffffff1a;border-color:#ffffff4d}.ctaPanelTrust{color:#ffffff59;letter-spacing:.01em;margin:0;font-size:.78rem}.section{padding:64px 0}.sectionAlt{background:#eef6fb}.infoSection{padding-top:40px}.sectionHead{max-width:800px;margin-bottom:28px}.sectionHead h2{margin:0 0 12px;font-size:clamp(1.8rem,3vw,2.6rem)}.cardsGrid{grid-template-columns:repeat(4,1fr);gap:20px;display:grid}.infoCard{padding:22px}.calculatorGrid{grid-template-columns:1fr 1fr;gap:24px;display:grid}.panel{padding:24px}.panel label{margin:0 0 8px;font-weight:700;display:block}.panel input[type=range]{width:100%;margin:0 0 22px}.panel select{background:#fff;border:1px solid #cbd5e1;border-radius:14px;width:100%;margin-bottom:22px;padding:14px 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